Effective Date: 10/28/2025

Please read these Terms and Conditions of Use carefully before using this website.

Thank you for visiting www.GetHealthInsuranceNow.com (“Website,” “Site,” or “App”). The Site is owned and operated by New Wave Leads, LLC (“GetHealthInsuranceNow.com,” “we,” “us,” or “our”). The Terms and Conditions detailed below (the “Terms”) govern your access to and use of the Site and the services we make available to you through it (the “Services”). These Terms constitute a legal contract between you and www.GetHealthInsuranceNow.com. 

By accessing or using the Site or any Services, you agree to be bound by these Terms.

If you do not agree with any part of these Terms, please discontinue use of this Site immediately.

1. Use of the Site
   
   

This Site and its Services are intended for use by individuals who are at least 18 years old and legally capable of entering into contracts. By using this Site, you represent that you meet these requirements. You agree to use the Site only for lawful purposes and in accordance with these Terms.

2. No Guarantee of Insurance Coverage
   
   

www.GetHealthInsuranceNow.com is not an insurance company or agency. We are a lead generation service that connects consumers with licensed insurance agents, brokers, or carriers who may provide insurance quotes or products. Submitting your information on this Site does not guarantee that you will be offered insurance coverage or that any specific product will meet your needs.

3. Consent to Contact
   
   

By submitting your information through this Site, you authorize www.GetHealthInsuranceNow.com

and its marketing partners, licensed agents, and insurance carriers to contact you via the phone number(s) and email address you provide. This may include autodialed calls, prerecorded messages, SMS text messages, and emails about insurance products and related services, even if your number is on a state or federal Do Not Call list. Consent is not a condition of purchase. Message and data rates may apply.

4. Intellectual Property
   
   

All content on this Site, including text, graphics, logos, videos, software, and other materials, is the property of www.GetHealthInsuranceNow.com or its content suppliers and is protected by U.S. and international copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

5. Third-Party Links
   
   

This Site may contain links to third-party websites that are not owned or controlled by www.GetHealthInsuranceNow.com. We are not responsible for the content, privacy policies, or practices of any third-party sites. Accessing such links is at your own risk.

6. Disclaimer of Warranties
   
   

The Site and Services are provided on an “as is” and “as available” basis. www.GetHealthInsuranceNow.com makes no warranties, express or implied, regarding the Site or the Services, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that the Site will be error free, uninterrupted, or secure.

7. Limitation of Liability
   
   

To the fullest extent permitted by law, www.GetHealthInsuranceNow.com and its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site or any Services, even if advised of the possibility of such damages. Your sole remedy for dissatisfaction with the Site is to stop using it.

8. Indemnification
   
   

You agree to indemnify, defend, and hold harmless www.GetHealthInsuranceNow.com, its officers, employees, partners, and affiliates from any claims, liabilities, damages, losses, or expenses (including reasonable attorney’s fees) arising out of or related to your use of the Site or any violation of these Terms.

9. Changes to These Terms
   
   

We reserve the right to update or modify these Terms at any time without prior notice. Changes take effect immediately upon posting. Continued use of the Site after any modification constitutes your acceptance of the revised Terms.

10. Governing Law
    
    

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles. Any legal action related to these Terms shall be filed and conducted in the state or federal courts located in Palm Beach County, Florida.

11. User Information Accuracy
    
    

You agree that all information you submit through www.GetHealthInsuranceNow.com is accurate and complete to the best of your knowledge. We are not responsible for any loss, error, or delay arising from false, incomplete, or inaccurate information provided by users. You acknowledge that providing false or misleading information may result in denial of services or referral removal.

12. Prohibited Uses
    
    

You agree not to use www.GetHealthInsuranceNow.com in any way that could damage, disable, overburden, or impair the Site or interfere with any other user’s access. You also agree not to attempt to gain unauthorized access to any portion of the Site, other user accounts, systems, or networks connected to the Site. The use of automated systems, bots, or scraping tools to access or collect data from the Site without written permission from New Wave Leads, LLC is strictly prohibited.

13. No Financial or Legal Advice
    
    

All information and content provided through www.GetHealthInsuranceNow.com are for general informational purposes only and do not constitute financial, legal, or insurance advice. You should not rely on any information on the Site as a substitute for professional advice from a licensed insurance agent, broker, or financial advisor.

14. Entire Agreement
    
    

These Terms constitute the entire agreement between you and www.GetHealthInsuranceNow.com

regarding your use of the Site and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and us.

15. Severability
    
    

If any provision of these Terms is found to be invalid or unenforceable under applicable law, that provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force and effect.

16. Reference to Privacy Policy
    
    

Information collected through this Site is subject to our Privacy Policy, which explains how data may be collected, used, and shared with third parties. By using the Site, you acknowledge that you have read and agree to the terms of our Privacy Policy.

17. Contact Information
    
    

If you have any questions regarding these Terms or our Site, please contact us at:

New Wave Leads, LLC

Email: info@newwaveleads.com

Address: 1540 SW 8th Street #1056, Boynton Beach, FL 33426